Accept UPI, cards, and net banking with zero setup fees. Get settlements in your bank account within 24 hours.
Welcome back
Sharma Store
Wallet Balance
₹24,580
Today
Ravi Kumar
2m ago
Priya Singh
15m ago
Amit Patel
1h ago
+₹2,500 received
Just now
Settlement complete
₹15,000 to HDFC
Powered by India's trusted payment infrastructure
A complete payment solution designed for merchants of all sizes across India.
Generate unique QR codes for your shop. Customers scan and pay instantly using any UPI app.
Create shareable payment links in seconds. Send via WhatsApp, SMS, or email to collect payments from anywhere.
pay.merchantpay.in/p/abc123
Pay ₹1,500 to Sharma Store
Track your balance, view transaction history, and transfer funds to other merchants instantly.
Balance
₹24,580
Get your money fast with T+0 settlements.
Bank-grade security with encrypted transactions and real-time fraud protection. PCI DSS compliant.
Get instant alerts for every payment received, settlement, and transfer to stay in control.
0+
Merchants
₹0Cr+
Processed
0.0%
Uptime
T+0
Settlements
Register with your phone number and verify via OTP. Takes less than a minute.
Add your business details, bank account, and UPI ID for quick verification.
Create payment links or QR codes and share them with your customers instantly.
Money goes to your wallet. Settle to your bank account anytime you want.
Register with your phone number and verify via OTP. Takes less than a minute.
Add your business details, bank account, and UPI ID for quick verification.
Create payment links or QR codes and share them with your customers instantly.
Money goes to your wallet. Settle to your bank account anytime you want.
“MerchantPay transformed how I collect payments. My customers love scanning the QR code - it's so much faster than cash.”
Rajesh Sharma
Sharma General Store, Jaipur, Rajasthan
“I was worried about online payments being complicated, but the setup took less than 5 minutes. Now I get daily settlements directly to my bank.”
Priya Menon
Priya's Boutique, Kochi, Kerala
“The payment links feature is amazing for my delivery business. I share links on WhatsApp and customers pay before I even reach them.”
Amit Patel
Fresh Tiffin Service, Ahmedabad, Gujarat
“Zero fees on UPI payments - that's what convinced me to switch. I've saved thousands every month compared to my old payment solution.”
Sunita Devi
Sunita Sweets & Namkeen, Patna, Bihar
“Real-time notifications for every payment give me complete peace of mind. I always know exactly what's coming in.”
Mohammed Farooq
Farooq Electronics, Hyderabad, Telangana
Indian merchants care about fees. We keep it simple and honest.
Setup fee
No hidden charges to get started
UPI payments
Completely free, always
Card payments
Debit and credit cards
Instant settlement
Get money in minutes, not days
All fees are inclusive of GST. Standard settlement (T+1) is always free.
You need your Aadhaar card, PAN card, and bank account details. Business registration documents (like GST certificate) are optional but help speed up the process.
Join 10,000+ merchants across India who trust MerchantPay for their daily transactions.
No credit card required. Free forever for UPI payments.
Scan to download the app
Available on Android and iOS